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Medicare, often lauded as a lifeline for the elderly, primarily focuses on acute care – treatments for severe illnesses and injuries. However, the realm of long-term custodial care, which involves assistance with daily activities like bathing, dressing, and eating due to chronic conditions or disabilities, falls outside its typical purview. The discrepancy between what Medicare does and doesn't cover is a chasm that leaves many grappling with financial insecurity.

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